No. Give Lively does not charge for the use of our apps and services, nor do we take any funds out of your donation, except for fees charged by our payment processor Stripe (see below). This is unlike many other services that charge a fee on top of the credit card transaction fee (sometimes up to 8% or more). At Give Lively, we are pleased to be able to pass along 100% of your donation, minus Stripe's fee, to the nonprofits you designate. This is a unique and important value proposition for us, for you, and for nonprofits that benefit from our services.
Stripe charges a fee to collect money from your credit card, which gets taken out from the donation before being passed along to us. Current Stripe fees for registered nonprofits are 2.2% + $.30 for MasterCard and Visa transactions, and a flat 3.5% for American Express.
That means for all gifts under $30, the nonprofit will get more if you use American Express and for all gifts above $30, they'll get more if you use a Visa or MasterCard.
Stripe charges a fee of .8% (with a cap of $5) for processing ACH direct deposit payments. For donors making a recurring donation, or a gift over $65, payment via direct deposit will ensure that the nonprofit will get more. The difference in fees is negligible between ACH and credit cards for donations under $65.